Deposits

Basic Savings Account

We offer a Basic Savings account with minimal maintenance balance. Also, the reductions on transactions are affordable.

Savings Account

Our Savings Accounts offer competitive interest rates, easy account management, and a range of benefits such as online banking, mobile banking, and debit cards.

Current Account:

Our current accounts are designed to help you manage your business finances more effectively. With features such as free cash deposits, overdraft facilities, and online banking, our current accounts are perfect for businesses of all sizes.

Corporate Account

Our corporate accounts are tailored to meet the unique financial needs of your business. We offer a range of services such as cash management, trade finance, and working capital loans to help your business grow and succeed.

Student's Account

Our student accounts are specially designed to help students manage their finances while pursuing their education. With low minimum balance requirements and attractive interest rates, our student accounts offer great value for money.

Joint Account

Our joint accounts are perfect for couples, families, and friends who want to manage their finances together. With easy account management, free online banking, and a range of account types to choose from, our joint accounts offer great flexibility.

NRI Account

Our NRI accounts are designed to meet the unique financial needs of non-resident Indians. With features such as free remittances, easy account management, and competitive interest rates, our NRI accounts offer great value for money.

Loans

Education Loan

Our education loans have easy eligibility criteria, making it accessible for students from different backgrounds and income groups. We offer flexible repayment options, including a moratorium period, which allows students to start repaying the loan after they complete their studies and secure a job.

Home Loan

Our home loans are designed to help you achieve your dream of owning a home. With attractive interest rates, flexible repayment options, and easy eligibility criteria, our home loans are the perfect choice for first-time homebuyers and seasoned homeowners alike.

Car Loans

Our car loans are designed to help you buy the car of your dreams. With easy eligibility criteria, competitive interest rates, and flexible repayment options, our car loans make owning a car more affordable than ever.

Bike Loans

Our bike loans are designed to help you buy the bike of your dreams. With low interest rates, easy eligibility criteria, and fast processing, our bike loans are the perfect choice for anyone looking to buy a new bike.

Personal Loans

Our personal loans are designed to help you meet your financial needs, whether it's for a wedding, a vacation, or any other personal expense. With quick approval, flexible repayment options, and attractive interest rates, our personal loans are the perfect solution for your financial needs.

Business Loans

Our business loans are designed to help you grow and expand your business. With features such as easy eligibility criteria, flexible repayment options, and competitive interest rates, our business loans are the perfect choice for any business owner looking to take their business to the next level.

Gold Loans

Get Gold Loans at affordable interest rates from NK Bank. We charge the minimal processing fee in the industry.

Services

Lockers

Putting your possessions in a safe deposit locker removes a major source of stress. Our Locker Rooms include state-of-the-art security systems, including electronic monitoring, limited access, and custom-built strong rooms. Individuals, incorporated businesses, nonprofits, and trusts are all eligible to rent a locker.

There are several advantages to using a safe deposit box:

• There are around 289 lockers accessible to customers.
• Lockers are the perfect size.
• Protection with two different keys.
• The ability to nominate someone is a feature.
• Our helpful bank staff is here to assist you at any of our convenient locations.
• Locker assignments are made based on space availability.

The following are the rent prices for NK Bank lockers:

POS

Our bank launched point-of-sale (POS) terminals, to enable merchant businesses (shops, outlets, etc.) operating in the Bank's operational region with a cashless capability for your consumers.

As a business owner, here are some advantages you'll get from utilising our POS Systems: Let your clients to pay without using cash. Don't bother dealing with currency since it's laborious and loaded with dangers like shortages and getting counterfeit notes. Save yourself the trouble of counting, securing, transporting, and wiring funds. The funds from the transaction will be deposited into your checking account the next business day. Customers may get cash from the POS by swiping their debit cards, which is a convenient feature. You may make a commission of Rs 5/- each deal by doing this.

Several types of business owners may take advantage of this opportunity:

• Fertilizer Shop
• Private Educational Institutions
• Kirana Markets
• Pesticide Retailers
• Institutions Offering Associate's and Bachelor's Degrees
• Movie Theaters
• Temples
• Co-operative Societies
• Petrol Pumps

The authorised signatory, primary promoter, or primary partner must comply with KYC requirements in order to get a point-of-sale machine. The authorised signatory of the business must self-attest the KYC documentation.