Gold Loans: Unlocking Financial Opportunities

Gold loans are a smart way to leverage your gold assets for immediate financial needs. Here’s what you need to know:

  1. Collateral: Gold loans are secured loans where you pledge your gold (jewelry or coins) as collateral.
  2. Minimal Documentation: Unlike other loans, gold loans require minimal paperwork. Basic identification documents and proof of gold ownership are sufficient.
  3. Interest Rates: Interest rates vary by bank. Our competitive rates ensure affordability for our customers.
  4. Eligible Gold Items:
    • Jewelry: Pledge gold jewelry (18 to 22 karats).
    • Coins: Bank-minted coins (up to 50 grams per client).
  5. Loan Limits:
    • Loan-to-value (LTV) ratio typically ranges from 65% to 75% of the gold’s value.
    • Minimum loan amounts start around ₹20,000.
  6. Flexible Repayment:
    • Choose from various repayment options.
    • Foreclosure allowed without penalties (subject to terms).

7.      Processing Fee:

Why Choose Our Gold Loans?

Quick Disbursal

Get funds swiftly, often within hours.

Safekeeping 

Your gold remains secure in our vaults.

Transparent Process 
    • No hidden charges; clear terms. ​

    Apply Now:

    Visit our nearest branch or apply online. Turn your gold into financial power!