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Secure Your Savings. Enjoy Assured Returns. 

If you’re looking for a low-risk, high-security investment option, NK Bank’s Fixed Deposit 
Account offers guaranteed returns and financial peace of mind. Earn more than a standard 
savings account with attractive fixed interest rates and flexible tenures. 

Key Features:

  • Flexible Tenure Options – Choose terms ranging from 7 days to 10 years. 
  • High Interest Rates – Attractive rates locked in for the duration of the deposit. 
  • Loan/Overdraft Facility Against FD – Get up to 90% of your FD amount when you need it. 
  • Premature Withdrawal Facility* – Exit early, if necessary, with minimal penalties. 
  • Reinvestment Option – Automatically reinvest interest for compounded growth. 
  • Tax-Saving FDs – Claim deductions under Section 80C for eligible deposits.

Ideal for: Risk-averse investors, retirees, long-term savers, and parents saving for future expenses.   

Frequently asked questions

Here are some common questions about our Bank.

You can start an FD with as little as ₹5,000. Higher amounts may earn better interest based on slab rates.  

Yes, premature withdrawal is allowed, but it may attract a nominal penalty or lower interest.  

Yes, interest is taxable as per your income slab. TDS applies if interest exceeds the annual threshold.  

Yes, up to 90% of your FD value can be availed as a loan or overdraft, depending on eligibility.