Petrol Two-Wheelers:

  1. Eligibility:
    • Age Criteria: 18 to 65 years.
    • Minimum Income Criteria:
      • Salaried & Pensioners: Net Monthly Income of ₹10,000.
      • Others: Net Annual Income of ₹1.50 Lakhs.
  2. Loan Amount:
    • Minimum: ₹50,000
    • Maximum: Up to 6 times your Net Monthly Income (subject to a maximum of ₹3,00,000).
  3. Loan-to-Value (LTV) Ratio:
    • Up to 85% of the On-Road Price of the vehicle.
  4. Repayment Period:
    • Flexible tenure of up to 60 months.
  5. Documents Required:
    • Income Proof:
      • Salaried: Salary slips for the last 3 months and latest ITR or Form 16.
      • Pensioners: PPO (waived for our Govt/Defense/Police/PSE Salary Package customers).
    • For agricultural and allied activities:
      • Crop cultivation: Khasra/Chitta Adangal, Patta/Khatoni (with landholding details).
      • Allied activities (Dairy, Poultry, Plantation/Horticulture): Relevant proof of running the activities.

6.      Processing Fee:

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Electric Two-Wheelers:


  1. Eligibility:
    • Similar to petrol two-wheelers.
  2. Loan Amount:
    • Based on the on-road price of the electric vehicle.
  3. Interest Rates:
    • Varies by bank; check our competitive rates.
  4. Eco-Friendly Benefits:
    • Contributing to a cleaner environment.
    • Potential government subsidies for electric vehicles.

Apply Now:

Visit our branch or apply online. Ride into the future with our hassle-free two-wheeler loans!