Skip to Content

Instant funds without breaking your savings! 

Need cash but don’t want to break your FD? NK Bank offers a convenient Loan Against FD, giving you quick access to funds while your deposit continues to earn interest. 

APPLY NOW

Key Features: 

  • Loan up to 70% of FD value 
  • Low interest rates – just 2–3% below your FD rate 
  • Quick approval & disbursal – often within hours 
  • No income proof required 
  • Flexible repayment options 
  • FD continues to earn interest even during the loan period 
  • No prepayment penalties.


Eligibility: 

  • Must hold an active Fixed Deposit with NK Bank 
  • FD should be in the same name as the loan applicant 
  • Available for individuals and businesses 

Why Choose NK Bank? 

  • ✔ Fast and paperless processing 
  • ✔ Lower rates than personal loans 
  • ✔ No impact on your FD returns 
  • ✔ Trusted cooperative banking support 

Smart financing starts here. Apply for a Loan Against FD today!