Instant funds without breaking your savings!
Need cash but don’t want to break your FD? NK Bank offers a convenient Loan Against FD, giving you quick access to funds while your deposit continues to earn interest.
Key Features:
- Loan up to 70% of FD value
- Low interest rates – just 2–3% below your FD rate
- Quick approval & disbursal – often within hours
- No income proof required
- Flexible repayment options
- FD continues to earn interest even during the loan period
- No prepayment penalties.
Eligibility:
- Must hold an active Fixed Deposit with NK Bank
- FD should be in the same name as the loan applicant
- Available for individuals and businesses
Why Choose NK Bank?
- ✔ Fast and paperless processing
- ✔ Lower rates than personal loans
- ✔ No impact on your FD returns
- ✔ Trusted cooperative banking support
Smart financing starts here. Apply for a Loan Against FD today!