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Banking Together, Better

NK Bank’s Joint Account makes it simple for partners, spouses, families, or 
business associates to manage their money collaboratively. 
Enjoy the freedom of shared access without compromising individual security or control.

    Key Features:

  • Operation Modes 
  • Jointly operated 
  • Either or Survivor 
  • Multiple Former/Latter or Survivor 
  • Shared Access, Individual Logins – Both holders have unique credentials and controls. 
  • Complete Transparency – Real-time view of all transactions for every account holder. 
  • Debit Cards for Both Users – Enjoy independent spending with full accountability. 
  • Custom Alerts & Permissions – Set spending limits, approval flows, and usage controls. 
  • Nomination & Modification Support – Easily update holders or add nominees as life evolves. 

Ideal for: Married couples, parents and children, siblings, or partners managing shared expenses or investments.

Frequently asked questions

Here are some common questions about our Bank.

Any two or more individuals (e.g., spouses, siblings, parents and children, business partners) can open a Joint Account.  

You can choose the mode: "Either or Survivor", "Jointly", or "Former or Survivor", based on your preferences.  

Yes, each account holder can be issued a debit card with individual usage limits and transaction tracking.  

Yes, all holders have access to full account statements and transaction history for transparency.