Skip to Content

Stay Connected to India. Securely. 

Living abroad doesn’t mean leaving your finances behind. NK Bank’s NRI Banking Solutions empower you to manage your Indian income, savings, and investments securely and efficiently, from anywhere in the world. 

NRE Account 
  • Repatriable principal & interest. 
  • Tax-free interest income. 
  • Ideal for income earned abroad.  

NRO Account 
  • Manage income from India (rent, dividends, etc.). 
  • Partial repatriation allowed. 
  • Tax applicable on interest earned. 

FCNR (B) Account 
  • Fixed deposits in major foreign currencies (USD, GBP, EUR, etc.). 
  • No currency risk. 
  • Interest is tax-free in India. 

    • Key Features:

        • Attractive Interest Rates – Competitive earnings on deposits in INR or foreign currencies. 
        • Seamless Repatriation – Send funds back to your country with ease. 
        • 24/7 Digital Access – Full online and mobile banking support. 
        • Joint Accounts – Open with NRIs (NRE/FCNR) or resident Indians (NRO). 
        • Nomination & Estate Planning – Assign beneficiaries easily. 
        • Dedicated NRI Desk – Specialized support for investment, tax, and compliance needs. 


    • Ideal for: NRIs, PIOs, OCIs, students, expats, and overseas professionals. 

Frequently asked questions

Here are some common questions about our Bank.

NRE accounts hold foreign income and are fully repatriable with tax-free interest. NRO accounts manage Indian income and are partially repatriable with tax on interest.

Yes, NK Bank offers online account opening for NRIs with remote KYC verification.    

Yes, FCNR (B) account interest is tax-exempt in India, provided you maintain NRI status.

Yes. NRE/FCNR accounts can be jointly held with another NRI. NRO accounts can be held jointly with resident Indians.